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HyreRestore tools

Water damage tools

Fourteen tools for drying, mold, coverage, the claim and the paperwork. Each shows its arithmetic and its sources; none asks for an email.

24–48 hours to dry wet materials, counted from the leak US Environmental Protection Agency, A Brief Guide to Mold, Moisture and Your Home, retrieved September 5, 2026. The one clock in a water loss that cannot be recovered later.

Pick the tool by the moment you are in. Water in the building now: drying time, mold risk and freeze risk.

Coverage and the claim: is it covered, should I file, flood coverage, claim timeline, ACV vs RCV and the deductible calculator. Checking the paperwork: the cost estimator, the estimate check and assessor or remediator. Before a loss: the contents inventory and leak detector break-even.

If water is in the building right now

Electricity first. If water is near outlets, the panel or appliances, turn the power off at the breaker only if you can reach it without standing in water. Otherwise stay out and call the utility.

Sagging ceilings, sewage or gas. Stay out from under a sagging ceiling. Keep children, pets and anyone immunocompromised away from sewage. If you smell gas, leave and call the gas utility or 911 from outside.

Then the water. Shut it off at the main, photograph every room before anything moves, and start drying. EPA: “If wet or damp materials or areas are dried 24-48 hours after a leak or spill happens, in most cases mold will not grow.”

Water in the building now

The drying, the mold window and the next cold night.

Drying time estimatorYour moisture readings against the drying goal: progress and a minimum.Open the toolMold risk calculatorHours wet and area, placed against EPA’s 24–48 hour and 10 sq ft guidance.Open the toolPipe freeze risk checkForecast low, where the pipe runs and the heat, then the fix for each spot.Open the tool

Coverage and the claim

Coverage turns on the cause. Filing, depreciation and the deductible are arithmetic you can check.

Is it covered?Eight causes of water damage, read against the ISO specimen HO-3 form.Open the toolShould I file?Estimate minus deductible, and what a claim does to the property record.Open the toolFlood coverage gapYour state’s NFIP claims and how many mapped-zone homes carry flood insurance.Open the toolClaim timelineThe stage you are in, what to do now, and what comes next.Open the toolACV vs RCV calculatorDepreciation, the first payment and the recoverable depreciation.Open the toolDeductible calculatorPremium saved against the extra paid per claim, from your renewal quote.Open the tool

Checking the work and the paperwork

HyreRestore holds no price index, so these test whether a document can be checked at all.

Water damage cost estimatorMitigation and reconstruction as two invoices, from your own scope.Open the toolIs this estimate fair?Six questions about the document, and what to ask for each missing line.Open the toolMold assessor or remediator?Who to call, and the state rules that keep the two jobs apart.Open the tool

Before anything happens

Two tools for a quiet week: the evidence and the threshold.

Contents inventory checkHow much of your home inventory an insurer could actually see.Open the toolLeak detector break-evenHow often a shutoff device must prevent a loss to pay for itself.Open the tool

Which tool answers which question

ToolThe question it answersWhat it will not do
Drying time estimatorHow far along is the drying?Guess a number of days from the calendar.
Mold risk calculatorWhere do I stand against the EPA window?Test for mold or clear a room.
Pipe freeze risk checkIs tonight a risk for my pipes?See whether a pipe is insulated.
Is it covered?How does the specimen HO-3 treat this cause?Say your insurer will pay.
Should I file?Is a claim worth it on these figures?Tell you to file.
Flood coverage gapHow many homes like mine carry flood insurance?Map your address.
Claim timelineWhat stage am I in, and what is next?Promise a finish date.
ACV vs RCV calculatorWhy is the first payment short of the estimate?Use your carrier’s depreciation schedule.
Deductible calculatorIs a higher deductible worth it?Supply a premium figure.
Water damage cost estimatorWhat do the two invoices add up to?Publish a price per square foot.
Is this estimate fair?Can this estimate be checked?Rate the price or the company.
Mold assessor or remediator?Who should assess, and who should remove?Diagnose a health effect.
Contents inventory checkHow much of my inventory could I prove?Value my belongings.
Leak detector break-evenHow often must a leak device work to pay off?Estimate my odds of a leak.

How these tools work

  • The arithmetic is on the page

    Each tool states its formula or framework, and every fixed figure names its source and the date it was read.

  • Nothing is stored or emailed

    The tools run in your browser. No email is asked for, and no form stands in front of a result.

  • No invented prices

    HyreRestore holds no dataset of restoration invoices. Cost boxes start at 0, or carry an example labeled as one.

  • Standards are described, not quoted

    IICRC S500 and S520 are purchased standards. The tools use their public category and class framework.

  • Not a quote, a claim decision or a diagnosis

    HyreRestore does no restoration work and adjusts no claims. Your policy, your adjuster and the people on site decide.

Questions about these tools

Are these restoration tools free?
Yes. All fourteen run in your browser, show their arithmetic and ask for no email. Nothing you type is stored.
Why do the cost tools start at $0?
HyreRestore holds no dataset of restoration invoices, so it publishes no average price. You type the figures from your own scope, estimate or renewal quote, and the tool does the arithmetic.
Which tool should I use first after a leak?
None, until it is safe and the water is off. Then photograph every room and start drying. After that, the drying time estimator tracks the drying and is it covered sorts the cause.
Do the tools use the IICRC standards?
They use the public category and class framework of IICRC S500 (water) and S520 (mold). Both are purchased standards, so the tools describe the framework and never quote the tables.
Is flood part of these coverage tools?
Flood is a separate policy. FEMA: “Most homeowners insurance does not cover flood damage.” The flood coverage tool shows your state’s NFIP figures; is it covered explains where flood ends and water damage begins.
Does HyreRestore do restoration work or adjust claims?
No. HyreRestore does no drying, remediation or rebuilding and adjusts no claims. The tools help you understand a loss and check the paperwork.

Sources and methodology

Figures dated September 5, 2026. Last reviewed .

  • A Brief Guide to Mold, Moisture and Your Home (US Environmental Protection Agency, retrieved September 5, 2026). The 24–48 hour drying window.
  • Flood insurance (FEMA, retrieved September 5, 2026). Flood is excluded from most homeowners policies; the 30-day NFIP waiting period.
  • IICRC standards (S500 water, S520 mold) (Institute of Inspection, Cleaning and Restoration Certification, retrieved September 5, 2026). Purchased standards; the tools describe the public category and class framework.

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